Yajnavalkya (say "yahj-nyuh-vulk-yuh"), in one of the oldest Upanishads, is leaving home for the forest and tells his wife Maitreyi he'd like to make a settlement between her and his other wife. Maitreyi asks whether the whole earth, full of wealth, would make her immortal if it were hers. No, he says: "like the life of rich people will be thy life." So she asks: "What should I do with that by which I do not become immortal?" She isn't refusing the money and he isn't sneering at it; when he starts teaching, wealth is on his list of things that are dear for the sake of something else. You don't have to want immortality to borrow her question. Whatever you're saving for this year, the bigger kitchen or the number in the account, is expected to do something for you. This morning, put her question to that one thing and say plainly what it would do once you had it.